Explore why GEICO is a leading provider for ATV and UTV insurance. Learn about coverage options including collision, medical, and liability protection. Understand the importance of proper insurance for your off-road vehicles and how GEICO’s plans cater to different state requirements. Protect your investment with comprehensive policies designed for off-road vehicle owners, ensuring safety, legal compliance, and peace of mind on the trails and roads alike.

Why Opt for GEICO ATV and UTV Insurance Plans

GEICO provides extensive coverage options tailored for all-terrain vehicles (ATVs) and utility task vehicles (UTVs). Renowned for its specialized off-road insurance services and exceptional customer support, GEICO is a preferred provider for ATV and UTV owners. If you've recently purchased one of these vehicles, securing the right insurance beforehand is crucial. Here's what you should know about GEICO’s insurance policies for ATVs and UTVs.

Why is ATV/UTV insurance important?
These tough vehicles are often targets for theft. Moreover, many are owned by government agencies, which require proper insurance coverage.  

Insurance rules differ by state
Operating regulations for ATVs and UTVs vary across states.

Consequently, insurance needs depend on local laws, with each region requiring specific liability coverage for riding these vehicles on public roads.

Coverage included in GEICO’s ATV/UTV policies
GEICO offers protection against collision damage, medical expenses, uninsured motorist coverage, property damage, and bodily injury. Note that vehicles with engines under 150cc are not eligible for coverage.

Keep reading for detailed insights into GEICO’s ATV and UTV insurance options.

Collision Coverage: This shields against damages from crashes with other vehicles or obstacles. Deductibles range from $500 to $1000.

Medical Coverage: This adapts to your needs, covering medical bills for the driver and any passengers.

Protections for Uninsured and Underinsured Drivers: Provides coverage if you’re involved in an accident with a driver lacking insurance or with insufficient coverage, helping to manage significant damages.

Property Damage Liability: Protects against damage caused to others' property during operation and includes legal support if needed.

Bodily Injury Liability: This covers injuries caused to others, including fatalities or severe harm, and assists with legal defense.

Comprehensive Coverage: Provides protection against theft, fire, and vandalism, with deductibles between $500 and $1000. It covers damage to the vehicle's structure or safety features.

Note:

The details shared here offer useful guidance on ATV/UTV insurance. However, regulations and policies vary by location and insurer, so verify specifics locally. Our content aims to inform but isn’t a substitute for professional advice. The editorial team is not responsible for policy changes or discrepancies outside our coverage scope.