Discover comprehensive insights into GEICO's rideshare insurance, including coverage options, costs, and availability. Designed for ride-hailing drivers, this guide highlights how GEICO helps fill coverage gaps with affordable, robust plans, ensuring drivers are protected during all driving activities. Learn how to get a quote and where coverage is available across the U.S.

Understanding GEICO's Rideshare Insurance Plans

In recent years, rideshare platforms have transformed urban mobility, creating new earning opportunities. Yet, many drivers encounter insurance coverage gaps that leave them unprotected in certain incidents. GEICO offers specialized rideshare insurance to bridge these gaps, ensuring drivers remain safeguarded throughout their journeys.

What is rideshare insurance?
Rideshare insurance is a tailored policy created for drivers partnered with ride-hailing or delivery services. It extends coverage during periods when personal policies or standard employer plans may fall short.

Coverage options
GEICO’s hybrid insurance plan offers dual protection, covering drivers whether they are actively working or off-duty. It provides continuous security for work and personal driving activities.

Coverage specifics
The policy insures the driver, passengers within injury limits, household members, and the vehicle. It includes comprehensive collision coverage, making it a highly robust choice for rideshare drivers.

Cost and affordability
To get a quote, drivers must contact GEICO directly, as premiums vary based on personal details. The deductible usually starts at $250, making it an affordable solution for many.

Availability in the United States
Currently, GEICO's rideshare insurance is offered in select states such as Alaska, Georgia, Hawaii, Kentucky, Michigan, North Carolina, New Jersey, New York, Texas, and Utah. It also applies to food delivery drivers without mileage restrictions.

Note: Our blog provides various informational articles. While we aim for accuracy, readers should verify specific coverage options directly with insurers. Content is for informational use and not official insurance advice.