Learn about six versatile prepaid debit card options for businesses, highlighting features, fees, and benefits to optimize expense management and enhance financial control.

Increasing numbers of entrepreneurs prefer prepaid debit cards to control business expenses effectively. These cards allow loading a fixed amount, preventing overdraft charges, and enable businesses to restrict types of merchants, improving expense oversight. Utilizing prepaid cards helps companies enforce fiscal discipline, cut unnecessary costs, and simplify employee expense processes. Here are six top prepaid business debit card options worth considering:

BlueBird – Recognized for its affordability, BlueBird charges just $2.50 per ATM withdrawal, supports direct deposits and utility payments, and can be accessed via a mobile app.

American Express Serve – Offers no minimum balance requirement, with minimal hidden fees, charging $2.50 per ATM withdrawal and a monthly fee of $1 in most states.

Green Dot – This prepaid Visa card has a $5.95 monthly fee and $2.50 ATM fee, but provides free direct deposits, online payments, and no transaction fees on purchases.

Kaiku – With a $3 monthly fee, Kaiku features lower ATM withdrawal costs at $1.45, supports mobile check deposits, and includes a "Fund-o-meter" tool to track weekly expenses against a 60-day average.

SilverCard Prepaid Mastercard – This card requires a $9.95 activation fee, charges $1.95 monthly, and offers free direct deposits, 24/7 online account management, bill payments, and PayPal transfers at no extra cost.

PEX Visa Business Prepaid – With a $49.95 activation fee and $7.50 monthly, PEX permits unlimited ATM withdrawals without overdraft fees and helps monitor employee online spending.