Discover top prepaid business cards ideal for entrepreneurs, supporting expense tracking, fund loading, and cost savings. Options like Netspend and Bento provide flexible features for small business financial management, including quick setup, spending limits, and integrations with accounting tools. Choose a prepaid card that fits your business needs to streamline operations and reduce costs.

In today's evolving financial landscape, prepaid corporate cards are becoming a vital tool for startup founders. Unlike traditional debit or credit cards, these prepaid options are customized to meet business requirements, simplifying expense management for growing small businesses. They facilitate tracking team expenses accurately and allow owners to preload funds as needed. Moreover, prepaid cards often incur lower fees compared to cash handling or check payments, making them a cost-effective option for business operations.

Here are two top choices for prepaid business cards:

Netspend

Bento

Netspend's Small Business Prepaid Mastercard® offers multiple subaccounts after identity verification, with a cap of $25,000 in total funds and a $5,000 daily spend limit for employees. It is issued within 7-10 days without annual fees. Funds can be added via checks, ACH transfers, direct deposits, or at over 130,000 reload locations using mobile apps. Subaccounts cost $1.95 monthly, with additional savings through Mastercard Easy Savings.

Bento provides a prepaid Mastercard with a free 60-day trial and quick setup in five minutes, with no initial charges. Businesses can load up to $25,000, and the cards are suitable for managing employee expenses, projects, or other costs. Its intuitive dashboard and QuickBooks integration enable real-time updates and automated reporting, simplifying financial management.

Note: This information is based on research, expert insights, and available data. Since financial products frequently change, users should consult financial professionals before making decisions. The website is not responsible for inaccuracies or individual product variations.