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Description Product Name 16 piece tool setProduct Model JG 816BTool box size 27 21 5 6cmProduct weight 1 4KGProduct material malleable steelProduct Model JG 827 27 piece tool setProduct Weight About 1 75kgProduct Material Malleable SteelProduct Size 32 26 6cmPackage Included JG 816B Tool Kit Set 1 X wire cutters 6 1 X adjustable wrench 8 1 X Utility Knife2 X screwdriver 6 100 ± 5 X inner hexagon 2 6mm 1 X Electrical tape PVC1 X electric pen1 X tape measure 2M 1 X Claw hammer 8oz 1 X screwdriver1 X ToolboxJG 827Tool Kit Set 5 X Hexagon1 X file1 X saw frame1 X Digital display electric pen1 X 6 inch vise1 X 6 inch needle nose pliers1 X flashlight1 X Scissors1 X Utility Knife1 X hammer1 X adjustable wrench1 X tape measure2 X screwdriver6 X watch batch2 X screwdriver1 X Electrical tapeDetail Pictures

1. THE PROBLEM OF CATASTROPHE RISK The risk of large losses from natural disasters in the U.S. has significantly increased in recent years, straining private insurance markets and creating troublesome problems for disaster-prone areas. The threat of mega-catastrophes resulting from intense hurricanes or earthquakes striking major population centers has dramatically altered the insurance environment. Estimates of probable maximum losses (PMLs) to insurers from a mega­ catastrophe striking the U.S. range up to $100 billion depending on the location and intensity of the event (Applied Insurance Research, 2001).1 A severe disaster could have a significant financial impact on the industry (Cummins, Doherty, and Lo, 2002; Insurance Services Office, 1996a). Estimates of industry gross losses from the terrorist attack on September 11, 2001 range from $30 billion to $50 billion, and the attack's effect on insurance markets underscores the need to understand the dynamics of the supply of and the demand for insurance against extreme events, including natural disasters. Increased catastrophe risk poses difficult challenges for insurers, reinsurers, property owners and public officials (Kleindorfer and Kunreuther, 1999). The fundamental dilemma concerns insurers' ability to handle low-probability, high-consequence (LPHC) events, which generates a host of interrelated issues with respect to how the risk of such events are 1 These probable maximum loss (PML) estimates are based on a SOD-year "return" period.

"Halley's Comet has been prominently displayed in many newspapers during the last few months. For the first time in 76 years it appeared this winter, the nocturnal sky. This is an appropriate occasion to clearly visible against point out the fact that Sir Edmund Halley also constructed the world's first life table in 1693, thus creating the scientific foundation of life insurance. Halley's life table and its successors were viewed as deterministic laws, i. e. the number of deaths in any given group and year was considered to be a well defined number that could be calculated by means of a life table. However, in reality this number is random. Thus any mathematical treatment of life insurance will have to rely more and more on probability theory. By sponsoring this monograph the Swiss Association of Actuaries wishes to support the ""modern"" probabilistic view of life contingencies. We are fortu­ nate that Professor Gerber, an internationally renowned expert, has assumed the task of writing the monograph. We thank the Springer-Verlag and hope that this monograph will be the first in a successful series of actuarial texts. Zurich, March 1986 Hans Biihlmann President Swiss Association of Actuaries Preface Two major developments have influenced the environment of actuarial math­ ematics. One is the arrival of powerful and affordable computers; the once important problem of numerical calculation has become almost trivial in many instances."

Description If you can not find a suitable place to store and hold your sunglasses in the car this portable sunglasses holder can be an unmissable choice for you. Made of reliable leather materials with good workmanship it is durable and safe to be used for long period of time can be used as long as clamped on the sun visor to store sunglasses ticket cards etc. Features -Color:Black -Material:Leather metal -Size:10.00X4.50X2.50cm/3.93X1.77X0.98in - Easy to install simply clip the car glasses clip on the sun visor to organize your sunglasses in a simpler and better way. -Multi-purposes this car visor glasses holder is convenient and professional can store most glasses cards and other small items. - Premium leather materials wraps the entire clip without damaging the car s visor and glasses legs. - Compact size and of practical use bid farewell to cluttered space does not take up much space or block the sight. - Can be used as a practical gift for family members or friends who receive this car visor glasses holder will definitely be very happy.

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