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Freedom in Credit Cards

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It's no fun being denied a loan for your first mortgage. A harsh "NO" from the bank spurred author, Lucciano Diaz, to explore the best practices to build and restore credit while debunking credit myths. Freedom in Credit Cards: How to Take Charge of Your Life, Your Credit, and Your Future will teach you how to start building your credit the right way. In this book, you'll learn: What it takes to set yourself up for financial freedom How credit has evolved through time, and how it impacts our life now How to start building credit and get approved for your first four credit cards How to take advantage of all the perks and features of credit cards Freedom in Credit Cards teaches you how to turn a no into a yes, raise your credit score, and enjoy all the benefits an excellent score has to offer.

Punished By Rewards

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Revised for the twenty-fifth anniversary of its publication, Alfie Kohn's landmark challenge to carrot-and-stick psychology features updated reflections and research in a major new afterword by the author. Our basic strategy for raising children, teaching students, and managing workers can be summed up in six words: Do this and you’ll get that. We dangle goodies (from candy bars to sales commissions) in front of people in the same way that we train the family pet. Since its publication in 1993, this groundbreaking book has persuaded countless parents, teachers, and managers that attempts to manipulate people with incentives may seem to work in the short run, but they ultimately fail and even do lasting harm. Drawing from hundreds of studies, Kohn demonstrates that we actually do inferior work when we are enticed with money, grades, or other incentives—and are apt to lose interest in whatever we were bribed to do. Promising goodies to children for good behavior, meanwhile, can never produce anything more than temporary obedience. Even praise can become a verbal bribe that gets kids hooked on our approval. Rewards and punishments are two sides of the same coin—and the coin doesn’t buy much. What is needed, Kohn explains, is an alternative to both ways of controlling people. Hence, he offers practical strategies for parents, teachers, and managers to replace carrots and sticks. Seasoned with humor and familiar examples, Punished by Rewards presents an argument that is unsettling to hear but impossible to dismiss.

Rewards and Fairies

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Find Rewards and Fairies by Rudyard Kipling in Paperback and other formats in Literary Collections > General.

Rich Dad's Guide to Becoming Rich Without Cutting Up Your Credit Cards

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Find Rich Dad's Guide to Becoming Rich Without Cutting Up Your Credit Cards by Robert T. Kiyosaki in Paperback and other formats in Business & Economics > Personal Finance - Money Management.

The Best American Travel Writing 2018

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Find The Best American Travel Writing 2018 by Jason Wilson in Paperback and other formats in Travel > Essays & Travelogues.

These 3 ways to redeem credit card rewards in the U.S. are the least cost effective

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This article lists the worst ways to use credit card rewards and reminds people to avoid making these mistakes in order to get the most out of them.

Why do you always get rejected for credit cards?

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Each issuer has different criteria for approving credit cards, so if you can't apply for a new card, something is probably not right.

U.S. credit card use strategy, you want to have here

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Many people have a question, China's mobile payment is very developed, why does the United States still like to use credit cards so much? What is the reason for this difference? If I go to the United States, how do I use credit cards?

The credit card "scheme" and controversy of U.S. college students (1)

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Many college students rely on debit cards, mobile payments or cash.

List Of Best Home Equity Loan Rates

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As with any loan, the person with the highest credit score will be entitled to the highest interest rate. The banks that provide these services will place more stringent requirements on your credit score and the equity in your property. Here are the best interest rates we can find among lenders who still offer home equity loans

Essential Tips for Buying Auto Insurance

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Get the best car insurance for you at the best price by knowing all the information about car insurance.

Tips and Tricks for Using Credit Cards

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Anyone who has ever used a credit card knows that a credit card can be a good thing or a bad thing. While they provide financial flexibility when needed, they can also lead to difficult financial burdens if used inappropriately. Before reloading again, please consider the suggestions in this article, and you will have a full new understanding of the potential that these tools offer.

U.S. Credit Card Application Tips

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It is essential to apply for a credit card to live in the United States.

Easy Steps of Applying for a Credit Card

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​When the first time we applying for a credit card, we may feel a little nervous. Because there is always a frustrating possibility that it will not be approved. Here is a step by step guide on how to get an approved credit card. With this guidlines you can increase your chances of success.

What are the details that credit card holders need to pay attention to in the United States?

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CBS-News reports on five hidden credit card fee pitfalls and advises consumers to shop around for the most fair credit card.