Explore the variety of coverage options available within AARP Medicare Advantage plans. Understand plan types like HMO and PPO, coverage features including hospital stays, doctor visits, dental, and vision, and how these plans can enhance your Medicare experience. Stay informed during open enrollment to choose the best plan for your healthcare needs.

AARP Medicare Advantage programs are offered by private insurers to complement traditional Medicare benefits. Original Medicare, funded federally, includes Part A (hospital services) and Part B (medical coverage). Many beneficiaries enhance their protection through Part C, known as Medicare Advantage, which is managed by private companies under Medicare regulations.

Different Types of Medicare Advantage Plans
These include HMO, PPO, POS, and SNP plans, each providing different networks and care coordination options.

Plans like PFFS and MSA offer greater provider flexibility and cost management options.

Features of AARP Medicare Advantage Plans
These plans generally cover services included in original Medicare, suitable for those lacking full Part A and B coverage.

HMO and PPO plans include hospital stays, labs, skilled nursing, hospice, surgeries, and home health, aligning with Part A benefits.

These private plans also cover doctor visits, preventive care, medical devices, outpatient procedures, and home health, similar to Part B benefits.
Original Medicare often excludes dental, vision, hearing, and wellness programs, but many Advantage plans incorporate these extras.
Most plans include prescription drug coverage.

Since premiums, deductibles, and copays can vary annually, it's important to review options during open enrollment to find the best plan suited to individual needs.