Learn how to easily replace your Social Security card online if lost or stolen. Understand the process, required documents, and safety tips to protect your personal information. This guide helps you navigate SSA procedures efficiently, ensuring your SSN remains secure and accessible whenever needed.

Understanding the Importance of Your Social Security Number

Your Social Security Number (SSN) and card form the core of your financial identity, serving you throughout your life—from employment to retirement. They are essential for claiming benefits such as disability, retirement, or survivor payments, and for tracking your earnings. If your SSN card is misplaced or stolen, the SSA provides an easy online process to request a replacement. This service is available in the District of Columbia and select states if specific requirements are satisfied.

If your card is stolen, report it to the police immediately, then contact the SSA or visit their website to obtain a new card.

Stolen SSN cards can lead to identity theft, enabling unauthorized persons to access your personal information or obtain loans using your identity. Keep your card secure and only carry it when necessary. To request a replacement, follow these steps:

Fill out Form SS-5, required for new cards, replacements, or name updates.

Present the completed form along with proof of identity—such as a driver’s license—at your local SSA office. A list of acceptable documents is available on ssa.gov.

If all criteria are met, your new card generally arrives within ten business days.

The replacement card will retain the same number and name unless you request a change for reasons like a legal name update. There’s no fee for replacements—be cautious of scammers offering paid services. Use original or certified documents that verify your identity, like your birth certificate or driver’s license, to prevent identity theft. SSA’s process is designed to protect your SSN from misuse.