Discover the top three Medicare supplement plan providers: AARP, Humana, and Cigna. Learn about plan options, member benefits, and how to choose the best coverage to fill Medicare gaps. Find tips on comparing plans and accessing personalized quotes for tailored healthcare solutions nationwide.

Top Providers of Medicare Supplement Policies

Medicare helps reduce medical expenses by covering various healthcare services. However, Original Medicare often leaves gaps, which can lead to high out-of-pocket costs. To fill these gaps, many beneficiaries opt for Medicare Supplement (Medigap) plans offered privately. Selecting the most suitable plan involves careful comparison and detailed research of available options to ensure comprehensive coverage.

Leading Medicare Supplement Providers

AARP

The American Association of Retired Persons, founded in 1958, advocates for seniors through various programs, including healthcare solutions. Although AARP does not sell insurance directly, it partners with insurers like United Healthcare to provide affordable Medigap plans for seniors.

Access to these plans requires AARP membership, approximately $12 annually. Plans include options such as A, B, C, F, G, L, K, and N, though availability varies by state. Users can input their ZIP code on the website to receive personalized quotes, typically assuming non-tobacco use and age 65. For personalized assistance, contacting an insurance agent is advisable.

Members also benefit from discounts on accommodations, entertainment, and rental services, with rates increasing with age. Multi-member households may qualify for additional discounts depending on location.

Humana

Founded in 1961, Humana is a prominent health insurance provider recognized for its reliability. Endorsed by organizations like the American Heart Association, Humana offers a range of Medicare supplement and Part D plans. Members receive perks such as discounts on vision, dental, and eyewear, often included without extra fees.

Humana’s coverage is nationwide, offering plans like A, B, G, K, L, N, C, F, and High Deductible F. Their online platform allows easy comparison of plans by location, and obtaining quotes requires only basic information like date of birth and coverage preferences. Support is available via phone or chat for plan selection.

Cigna

Cigna serves over 95 million clients, making it a major player in Medicare plans. Known for affordability and high service standards, Cigna is preferred by individuals with preexisting conditions or those outside open enrollment. Available plans include A, F, HD-F, G, and N, varying by state.

Cigna offers flexible provider options, not restricting beneficiaries to in-network providers, which enhances healthcare freedom. Additional benefits encompass wellness programs, massage therapy, and Cigna Healthy Rewards®, enriching overall healthcare experience.

Important Notice:

This overview provides general information on Medicare supplement providers based on current research. While efforts are made to ensure accuracy, details may vary by location and over time. Users should verify plans and offers independently, as information might change. The content does not guarantee the correctness of external data or promotional deals.