This comprehensive guide details various vehicle breakdown cover options available in the UK, including services by AA, RAC, and Green Flag. It covers policy benefits, claims limits, and key features to help drivers choose suitable roadside assistance plans. Understanding these options ensures preparedness for emergencies, saving time and expenses. The article also highlights important considerations for vehicle owners seeking reliable protection and quick response services during breakdown situations.
Understanding the different breakdown coverage plans available is crucial for vehicle owners. Many policies also extend protection to family members, making it essential to know the benefits and conditions of each. Adequate preparation can prevent costly delays during emergencies. Here are the primary types of breakdown cover every driver should consider.
AA Breakdown Assistance
The AA, founded in 1905 in the UK, provides a variety of services including car insurance, driving lessons, roadside help, loans, and motoring advice. It became a private company in 2002.
With AA, your policy covers up to four vehicles and allows for five claims annually. There’s no restriction based on vehicle age, and new cars can be added at any time, although new vehicles face a 14-day claim restriction. Only nominated vehicles are protected under the plan.
RAC Roadside Support
RAC is a leading UK motoring organization offering roadside services for both personal and commercial vehicles. They employ sophisticated systems to ensure prompt assistance.
They typically respond within 30 minutes, recovering four out of five stranded vehicles. The coverage includes roadside repairs, hotel stays, and alternative transport for up to eight passengers. Drivers can make up to five claims annually, with services like battery recovery, courtesy cars, parts, labor, and key replacements backed by a large inventory of parts and tools to facilitate speedy repairs.
Green Flag Breakdown Cover
Green Flag, with over four decades of experience, is a major UK provider serving millions domestically and across Europe. Their intuitive app offers navigation, junction information, and instant assistance. They provide 24/7 roadside support, European coverage, and specialized plans for motorcycles, caravans, trailers, and families. Additionally, Green Flag does not charge extra for roadside visits.
Disclaimer:
This content is intended for informational purposes, based on our editorial team's research. It should serve as general guidance; individual schemes and offers may differ or be unavailable depending on the region. We do not accept responsibility for discrepancies or inaccuracies.