Discover the top motorcycle insurance providers that combine reliable coverage with affordability. From GEICO's budget-friendly plans to Dairyland's diverse bike coverage, this guide helps riders find trusted insurers offering discounts and comprehensive protection. Make informed choices for safe and secure motorcycle riding.

Enjoying motorcycle rides brings thrill and freedom, yet it involves inherent risks. Motorcycle insurance protects riders from potential financial burdens caused by accidents, theft, or damages. Selecting the right insurer with comprehensive, cost-effective plans is essential amid numerous options. Here, we highlight the top motorcycle insurance companies renowned for dependable coverage and affordability, helping riders make informed decisions and secure their journeys.

GEICO
Known for budget-friendly rates, GEICO is a preferred choice for many motorcyclists.

Recognized with an A++ rating from A.M. Best, GEICO offers various coverage options such as bodily injury, collision, property damage, and protection against uninsured drivers. Discounts include 10% for switching policies, multi-bike coverage, and renewals. Bundling motorcycle and car insurance can also yield savings up to 5%.

Markel
With over 45 years of experience, Markel understands the specific needs of motorcycle riders.

Their policies cover collision, mechanical issues, accessories, liability, uninsured motorist protection, and trailer coverage. Loyal customers can benefit from discounts up to 35%, especially when switching insurers, using anti-theft devices, or maintaining safe riding habits. Their approach also reduces deductibles for accident-free periods, incentivizing responsible riding.

Dairyland
Dairyland has been a dedicated provider of motorcycle insurance for more than 60 years.

They offer coverage for all bike types—from sport and cruisers to dirt bikes—covering collision, comprehensive, medical expenses, personal injury, and special equipment. Riders favor Dairyland for competitive rates, along with discounts for insuring multiple bikes, club memberships, or completing safety courses.

Progressive
As a prominent auto insurer, Progressive also offers comprehensive motorcycle coverage.

Their plans include coverage for scooters, ATVs, vintage, touring, cruiser, and custom bikes. Additional benefits include total loss coverage, roadside assistance, personal belongings, and injury protection. Bundling policies or paying early provides discounts, rewarding prompt payments and combined policies.

Safeco
A division of Liberty Mutual, Safeco offers affordable motorcycle insurance options.

Coverage includes collision, roadside aid, OEM parts, safety gear, and injury liabilities. Harley-Davidson owners can receive full cash value settlements in total-loss situations. Discounts are available for claim-free periods, recent safety course completion, or existing clients, making Safeco an economical choice for riders.