Discover the top PPO dental insurance plans for 2024, featuring providers like Aetna, Cigna, and Humana. Find comprehensive coverage options for preventive, basic, and major dental services, tailored to different budgets and needs. Learn about plan specifics, premiums, deductibles, and annual caps to choose the best coverage for your smile. Secure reliable dental insurance today and maintain a healthy, beautiful smile throughout the year with these flexible plans.

Top PPO Dental Insurance Options for 2024

With rising healthcare costs, securing reliable dental coverage is more important than ever. Many insurers omit dental services from general health plans, making dedicated dental insurance essential. These plans typically include preventive, basic, and advanced orthodontic treatments.

Leading providers such as Aetna, Cigna, and Humana offer a variety of dental insurance options tailored to different needs.

Aetna Dental® Coverage Options
Aetna's standalone Dental® policies provide extensive coverage independent of medical plans, covering routine checkups and preventive care to help reduce out-of-pocket expenses.

Two main PPO plans are available:

Aetna Dental® Preferred PPO
This plan requires a $50 individual or $150 family deductible. It fully covers preventive services like exams and X-rays, with an annual benefit limit of $1250 per person. It includes coverage for cleanings, fillings, extractions, crowns, dentures, root canals, and bridges.

Aetna Dental® Core PPO
This option features consistent deductibles and coinsurance rates, often at a lower premium, with an annual maximum benefit of $1000 per person. It covers preventive, basic, and advanced dental procedures, but coverage might vary based on location and providers.

Cigna Dental Plans
Cigna offers comprehensive dental coverage via a network of over 90,000 providers nationwide, with flexible plans and affordable premiums.

Cigna Dental 1500
At $35/month, this plan offers up to $1500 yearly for restorative care and $1000 for orthodontics, subject to some restrictions. Preventive visits are fully covered with no additional costs, with deductibles of $50 per individual and $150 per family.

Cigna Dental 1000
Priced at $30/month, it covers preventive and basic restorative treatments up to $1000 annually. Orthodontic coverage isn't included, but discounts are available for in-network services, with $50 and $150 deductibles for individuals and families respectively.

Cigna Dental Preventive
For just $19/month, this basic plan focuses on preventive care, with no deductibles or coinsurance, ideal for minimal coverage needs. It excludes orthodontic and restorative treatments.

Humana Dental Plans
Humana provides budget-friendly plans accessible through a wide network of over 260,000 dentists nationwide. Monthly premiums start as low as $17.99, depending on location and plan choices.

Humana Preventive Value PPO
For $17.99/month, enjoy preventive dental care without annual caps, with deductibles of $50 for individuals and $150 for families. It covers a limited set of preventive services.

Humana Bright Plus PPO
At $21.36/month, this plan maintains standard deductibles and coinsurance, offering up to $1250 per year for basic and major procedures for each member.

Humana Dental Savings Plus
Costing just $7.99/month, this plan offers discounts on dental services without deductibles or maximum benefits, ideal for those seeking cost savings on dental visits.

Note: Prices and coverage details are based on New York. Actual costs and benefits may vary depending on your location. For a personalized quote, visit your provider’s website.