Discover the top six home insurance providers in the United States, each offering reliable coverage options for different needs. From high-value estates to standard homes, these insurers provide tailored policies, quick quotes, and comprehensive protections, ensuring homeowners find the right coverage for their properties. Whether you need luxury property protection or affordable coverage, these industry leaders deliver trusted solutions to safeguard your residence and valuables effectively.

Top 6 Leading Homeowners Insurance Providers in the U.S.

Homeowners insurance, also called homeowner’s coverage or HOI, safeguards your residence from damage or loss. For dependable protection, consider these six top insurers known for excellent coverage options and reliability.

Market Search Insurance Services
Provides coverage up to $500,000 and above, rated as an "A" class insurer. Operating as surplus line brokers and wholesalers, they offer coverage limits up to $100 million.

Global Century Insurance Brokers
Known for extensive policies comparable to premium high-value insurers. Quotes are typically ready within 24 hours, with coverage limits from $750,000 to $25 million.

Quirk & Company
Specializes in insuring high-net-worth individuals’ homes, jewelry, art, and luxury cars. They also cover secondary, rental, coastal, and vacant properties, plus flood and personal liability policies.

Wholesale Connection Insurance Services
Focuses on high-value estates, offering policies exceeding $30 million, including earthquake coverage up to $10 million, builder's risks, and secondary policies.

Grand General Agency
Offers customized coverage for upscale homes, with package discounts on combined home, auto, and umbrella policies. Minimum coverage typically starts at $500,000.

QuickIns
Caters to hard-to-insure single-family and multi-family homes. Quotes are available online, by phone, or email, with coverage from $250,000 up to $1 million. They serve high-profile clients across various states.