Discover the top credit card options for 2017, featuring rewards, cashback, and travel benefits. Learn how to choose the right card for your needs, including top picks like Chase Freedom Unlimited, Bank of America Travel Rewards, and Chase Sapphire Preferred. Proper management of credit cards can maximize rewards while maintaining financial health, making them valuable tools for savings and benefits. Whether you're a frequent traveler or an everyday spender, find the best credit cards tailored to your lifestyle.

Top Credit Card Suggestions for 2017

Credit cards streamline financial transactions by offering quick access to credit. While convenient, responsible usage is vital to maintain a good credit score. Excessive card ownership or overspending can harm your financial health. Different cards serve various purposes, including airline rewards, hotel discounts, cashback offers, low interest rates, student benefits, and no annual fees. Common perks include fuel savings and grocery cashback. When managed properly, credit cards can be powerful tools for saving money and earning rewards.

Applying online is simple, with your credit limit determined by your credit score. The best cards offer valuable rewards and discounts. Maintaining a strong credit score unlocks exclusive deals. Here are three standout credit cards from 2017:

Chase Freedom Unlimited
Recognized as a top cashback option, it offers 1.5% cashback on all purchases. New cardholders can earn a $150 bonus after spending $500 within three months. It also features a 0% introductory APR for 15 months on purchases and balance transfers, with no annual fee. Cashback rewards stay active as long as the account remains open, making it perfect for regular shoppers.

Bank of America Travel Rewards
Designed for frequent travelers, this card grants 20,000 bonus miles after spending $1,000 in three months. Miles earned do not expire, and users get a $200 statement credit for travel expenses. It earns 1.5 points per dollar spent, with no annual fee or foreign transaction fees. Additionally, a 12-month 0% APR offers flexibility for travelers.

Chase Sapphire Preferred
Great for sign-up bonuses, this card offers 50,000 points after spending $4,000 within three months. Redeeming points via Chase Ultimate Rewards can give a $625 travel credit. It earns 1 point per dollar on regular spending and doubles points on travel and dining. The first year has no annual fee; thereafter, it costs $95. It suits online shoppers and frequent travelers alike.