Learn how to secure a personal loan with Lending Club efficiently. This guide covers application steps, eligibility criteria, and what to expect during the process. Get funds quickly from a trusted online lender by following these simple instructions to meet your financial needs.

How to Secure a Personal Loan via Lending Club

When you need extra funds, securing a loan involves agreeing to specific terms such as repayment schedules and interest rates. Ensuring your loan comes from a reputable lender is crucial for a smooth borrowing experience.

Steps to Apply for a Loan

Applying for a personal loan with Lending Club is simple and fast. Visit lendingclub.com to instantly check your potential rates and see your available loan options.

Once qualified, you'll receive multiple loan offers. Select the most suitable one. The application process includes submitting details about your income, employment, residence, and social security number. Documents may be needed for verification. After review, your loan gets approved and funded. You can track your application status online.

After approval and verification, funded by investor support, the money is typically deposited into your bank account within four business days. The full process from application to disbursal usually takes between one week and up to 45 days.

Eligibility Requirements

To qualify for a Lending Club personal loan, applicants must be U.S. citizens or permanent residents aged 18 or older with an active bank account. Approval hinges on credit history, credit score, and repayment record, as the lender reviews application and credit bureau data to determine eligibility.