Discover the top credit cards of 2017 tailored to different financial needs. Whether you seek travel perks, cash back rewards, or low interest rates, this guide helps you choose the best card based on your spending habits. Find options that fit your lifestyle and maximize benefits with responsible use.

Ultimate Guide to the Best Credit Cards for 2017: Find Your Ideal Match

With a variety of credit cards offering perks like cash back, reward points, travel miles, hotel benefits, low interest rates, and balance transfer options, choosing the right card can be overwhelming. Since no single card covers all needs, it's important to pick one that matches your spending habits and goals. Here are top credit card choices from 2016-17, including:

Chase Freedom Unlimited

Chase Sapphire Preferred

Discover It – Cashback Match

FlexPerks Reserve Visa Signature

Spectrum Rewards Card

BankAmericard Cash Rewards

Chase Slate

Citi Diamond Preferred

BankAmericard

Different cards focus on various priorities like travel, cash rewards, or low interest. Keep your spending patterns in mind when selecting:

Travel-focused cards: Perfect for frequent travelers, offering double points on travel expenses and options to transfer points to hotel and airline programs.

Cash back cards: Offer steady cash rewards on everyday purchases, often with rotating categories such as gas or groceries, with no reward expiration.

Balance transfer cards: Designed to lower interest payments with 0% introductory rates; make sure transfers are free and plan to pay off during the promotional period.

Low APR cards: Suitable for those carrying balances, often featuring higher rewards along with interest rates as low as 8.15% or 9.99%, based on creditworthiness.

Identify your main goal—reducing interest, earning rewards, or enhancing travel benefits—and pick a card that complements your financial habits. Using your card responsibly can help you maximize its advantages.