Learn how to secure auto insurance without a valid driver's license. Discover options for non-residents, international licenses, and tips on working with insurers to find suitable coverage even if your license is expired or suspended. Understand legal considerations and how designating a primary driver can streamline the process.

Getting Car Insurance Without a Driver's License

Wondering if you can secure auto insurance without a valid driver’s license? Can you buy a car without a license? What about coverage if your license is expired or suspended?

Many insurers offer affordable policies for individuals without a license. Whether you have an international license or your license has been revoked, there are options to get insured.

Licensed agents from various insurance providers can assist in finding cost-effective plans. Non-residents can also qualify for auto insurance without a local license. While driving laws require residents to have a license, purchasing a vehicle primarily needs proof of identity rather than a license.

Securing auto insurance without a license can be complex, so consulting experienced agents can help clarify available options based on your situation.

If you plan to travel abroad, applying for an international driver’s permit is advisable. Recognized worldwide, easily translated, and valid for a year with options to renew, international licenses can be obtained online or through your local motor vehicle office.

Approval for coverage without a standard license depends mainly on state and local laws, including residency and licensing status, as well as insurer criteria like vehicle use, duration of stay, and costs.

Designating a primary driver—such as a family member or friend—can simplify coverage. Informing your insurer of your license status might make insuring your vehicle more difficult. Often, insuring the vehicle under the primary driver’s name reduces complications. Some insurers allow coverage without a licensed driver, though premium costs may be higher due to increased risk.