Discover the top 10 fuel reward credit cards in the U.S., ideal for drivers seeking savings. These cards offer various cashback rates on gas, groceries, and other categories, catering to different credit profiles. Explore options with no annual fee, high rewards, and special bonuses available for new users. Whether you have excellent or poor credit, there's a suitable card to maximize your fuel savings and manage expenses efficiently.

Top 10 Fuel Rewards Credit Cards for Smart Drivers

Many credit cards focused on gas savings in the U.S. offer a range of exclusive benefits on fuel purchases. The top 10 choices are mainly suitable for individuals with credit scores of 700 or above, though those with fair or poor credit can also find appropriate options. Here are the best gas reward credit cards currently available in the U.S.:

The Bank of America Cash Rewards Card stands out for earning 3% cash back on gas, 2% on groceries and warehouse clubs, with a quarterly spending threshold of $2500. Rewards drop to 1% beyond that, with no annual fee. Account holders of Bank of America checking or savings accounts also benefit from a 10% relationship bonus and an introductory 10% spending boost within three months.

The American Express Blue Cash Preferred provides unlimited 3% back on gas and 6% on the first $6000 spent annually at supermarkets, with 1% on other purchases. New cardholders can earn $150 cash back after spending $1000 in three months, with an annual fee of $95. Another notable option is the PenFed Ultimate Cash Rewards Visa, available to Pentagon Federal Credit Union members. It offers 5% unlimited cash back on gas, 3% on groceries, and 1% on general shopping—no annual fee if eligibility requirements are met.

PenFed also features a Platinum Cash Rewards card that gives 3% cashback at gas stations nationwide, with statement credits and no minimum redemption. The Fort Knox Visa Platinum rewards 5% unlimited cash back on gas, requires a one-time $15 deposit for eligibility, and has no annual fee. Costco's Citi Anywhere Visa provides 4% back on gas at Costco and other stations, along with rewards for dining and travel, available exclusively to paid Costco members.

Chase Freedom offers flexible cash back, delivering 5% rewards on gas up to $1500 each quarter, with 1% on other spending and no annual fee. Discover It Chrome provides 2% back on gas and dining, doubling all rewards in the first year, with no annual or foreign transaction fees. Wells Fargo Propel 365, suitable for higher spending accounts, offers 3% back on gas, 2% on dining, and 1% on other purchases, with a small annual fee after the first year. Credit One Bank's Platinum Visa is geared towards credit rebuilding, offering 1% cash back on gas, groceries, and services, with a $99 annual fee and features designed to improve credit scores.

Additionally, there are numerous other cards tailored to various credit levels, providing more options for different financial situations.