Learn essential tips for driving legally and safely in Texas. Understand the state's minimum liability insurance requirements, the importance of keeping proof of insurance and registration, and what to do if you're required to obtain an SR-22. Stay compliant and protect yourself on Texas roads with these vital guidelines.

Important Information for Driving Safely and Legally in Texas

All drivers in Texas are required to carry valid auto insurance with specific liability limits. This coverage safeguards others in accidents by paying for property damage and injuries but doesn’t cover your own vehicle or fault. Valid proof of insurance and vehicle registration must be kept in your vehicle while driving to ensure compliance and safety.

Texas law stipulates minimum liability insurance of 30/60/25, covering $30,000 per injured person, $60,000 per accident, and $25,000 for property damage. Drivers are required to carry proof of insurance when registering vehicles, applying for licenses, or during police stops. Insurance companies submit weekly reports confirming coverage, including VIN details.

Drivers found violating rules like DUI or driving with suspended licenses might need an SR-22 or SR-22A certificate as proof of insurance. These certificates are often necessary to regain driving privileges and involve penalties such as license suspension, fines, and annual surcharges of $250 over three years. Maintaining proper coverage is essential for legal driving in Texas.